Government Health Insurance

Hello Dear Readers, Warm Greetings Of The Day, How Are You Doing ? We Hope You Have Landed Here Just Because You Are Very Keen In Knowing About The Government Insurance Plans, So Today We Will Share

♥ Ayushman Bharat Health Insurance ♥

We All Know That In Today’s Internet World All The Tech-Savy Or Computer Friendly People Goto  Various Search Engines Available On The Internet Like Goolge, BingRediff, etc. And Many A Times Even We Search On Some Of The Specific Websites Like Policy Bazaar, Bank Bazaar, Cover Fox, Life Insurance Corporation Of India, Max Life Insurance, etc. Whenever They Want To Know About Government Insurance Companies Or Govt Insurance Schemes. Our Today’s Discussion Is Also Somewhat Same Wherein We Will Provide You With All The Basic Knowledge And Details Of Government Insurance Companies Or Govt Insurance Schemes.

Specifically We Will Talk About Government Health Insurance i.e; Ayushman Bharat Health Insurance. So, Let’s Begin

Government Health InsuranceOn The Account Of Independence Day Prime Minister Narendra Modi Announced From Red Fort, And Said That Pradhan Mantri Jan Arogya Abhiyaan, Also Known As Ayushman Bharat Or The National Health Protection Mission (AB-NHPM) or Modicare, Was Launched On 23 September 2018. The Government-Sponsored Health Insurance Scheme Will Provide Free Coverage Of Upto Rs 5 Lakh Per Family Per Year At Any Government Or Even Empanelled Private Hospitals All Over India.

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However, Since The Scheme Is Meant Only For Poor And Economically-Deprived People, Not Everyone Is Eligible To Get Free Medical Insurance Under Ayushman Bharat Scheme. Modicare Will Be Available For 10.74 Crore Beneficiary Families And About 50 Crore Indian citizens.

Government Insurance Plans

Important Features Of Ayushman Bharat Scheme:

It Is An Authorised Scheme Which Aims To Target Identified Occupational Category Of Urban Workers’ Families, Poor, Deprived Rural Families And 8.03 Crore In Rural And 2.33 Crore In Urban Areas, As Per The Latest Socio-Economic Caste Census (SECC) Data, And Will Cover Around 50 Crore People.

  • The Beneficiaries Must Have Enrolled Under The Latest Socio-Economic Caste Census (SECC) Data.
  • The Beneficiaries Can Avail Benefits In Both Public And Private Facilities. In Case Of Hospitalisation, You Or Your Family Members Do Not Need To Pay Anything Under The Scheme Provided, You Just Have To Visit Any Government Or Empanelled Private Hospital.
  • There Is No Cap On Family Size And Age In The Scheme, Ensuring That Nobody Is Left Out.
  • The Beneficiary Will Must Have An Aadhar card To Avail The Benefits Of The Scheme.

Government Insurance CompaniesDocuments Required:

  • You Must Have A Bank Account
  • The Account Should Be Linked With Your Aadhar Card Number.
  • You Must Have Income Certificate.
  • Adhar Card Or Identity Card Required To Avail The Benefit Of Ayushman Bahart Health Insurance.


Eligibility Criteria For Ayushman Bharat Scheme:

  • In Rural Areas
    • In Rural Area Only Those Families Get The Benefit Who, Having At Least One Disabled Member And No Able-Bodied Adult Member.
    • Those Families Who Are Living In Only One Room With “Kuchcha Walls And Kuchcha Roof”
    • Female-Headed Family With No Adult Male Member In The 16-59 Age Group.
    • Those Who Have SC/ ST Household, Legally-Released Bonded Labourer, Primitive Tribal Groups, And Manual Scavenger Families.
  • In Urban Areas
    • The Workers Who Belong To The Occupational Categories Like Beggars, Rag Pickers, Domestic Worker, Street Vendor, Cobbler, Hawker And Other Service Provider Working On Streets.
    • The Person Who Belong To The Categories Like Construction Worker, Plumber, Mason, Labour, Painter, Welder, Security Guard, Coolie And Other Head-Load Workers.
    • Some Other People Are Sweeper, Sanitation Worker, Gardener, Home-Based Worker, Artisan, Handicrafts Worker, Tailor, Electrician, Mechanic, Assembler, Repair Worker, Washer-Man, And   Chowkidars.

In Every Hospital One ‘Ayushman Mitra’ Will Be Appointed. A Task Of Ayushman Mitra Will Be To Guide Patient And Family About The Process. This Is To Ensure That Patient And Family Gets Relevant Help.

Apart From That Ayshman Mitra Will Also Check Documents To Verify Eligibility And Enrolment To The Scheme.

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